Insurance & Financing
Accepted Insurance and Financing Providers at Garden Valley Family & Cosmetic Dentistry
At Garden Valley Family & Cosmetic Dentistry, we always make sure that quality dental care should be accessible to everyone. That’s why we accept a wide range of dental care insurance in Roanoke, TX, as well as flexible financing options for those without insurance. Our goal is to make your visit stress-free by helping you understand your coverage and find a payment solution that works for you.
Dental Insurance Coverage
We work with many major dental insurance providers; this will help our patients maximize their benefits for dental treatments like cleanings, fillings, crowns, and more. If you don’t see your insurance listed, don’t worry—it may be part of a larger network that we accept. Our knowledgeable Garden Valley team is happy to assist you in verifying your coverage and explaining your benefits.
No Insurance? We’ve Got You Covered!
If you’re looking for a dental clinic near you that accepts patients without insurance, we offer affordable options to help you get the dental procedure you need. We provide financing solutions that allow you to stretch the expense of treatment, making dental care more affordable for you and your family.
Is Laser Dentistry Covered by Insurance?
Many patients ask, “Is laser dentistry covered by insurance?” Coverage for laser dentistry treatments differs by provider and plan. Some insurance policies cover laser dentistry for specific procedures, while others may consider it an elective treatment. Our team can check with your insurance provider to determine whether your plan includes coverage for laser treatments.
Flexible Payment and Financing Options
For those without insurance or who need help covering out-of-pocket expenses, we offer flexible financing solutions. These options allow you to receive necessary treatments without financial strain. Whether it’s a routine check-up or a more complex procedure, we’ll help you find a solution that fits your budget.
Let Us Help You Navigate Your Dental Insurance
We understand that dental insurance can be complicated, but you don’t have to figure it out alone. Our friendly team is here to walk you through your benefits, payment options, and coverage details. Contact us today to learn more about how we can assist you in getting the care you need while maximizing your dental benefits.
Care Credit
We also offer third-party financing. CareCredit is a nationwide healthcare credit card that provides financing for health, beauty, and wellness needs. Please click on the icon to apply.
No Insurance? No problem!
Treat NowPay Laterwith Cherry &
Garden Valley Family & Cosmetic Dentistry
Garden Valley Family & Cosmetic Dentistry
Buy Now. Pay Monthly. Let your money go further and take better control of your cash flow when you pay in smaller, more manageable monthly installments with Cherry.
How It WorksChoose from a range of monthly payment plans, with qualifying 0% APR options. Applying is simple and does not impact your credit score. If you're approved for financing, you can use your funds immediately. Manage your payment options using Cherry's self-serve patient portal.
Flexible Payments For Any BudgetUse the payment calculator to simulate what your monthly payments could look like.
These are examples only. 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. Not every practice that uses Cherry will offer the payment plan terms listed above.
These are examples only. 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. Not every practice that uses Cherry will offer the payment plan terms listed above.TestimonialsDon’t just take our word for it! Here’s what other patients have to say about Cherry…
Bryana
“I was worried the application would take long, I would have paid on my credit card – but it only took a few minutes and I'm so happy I can split my payments up now!”
Alex
“Cherry was really easy to use and super fast. I can't wait to go back and try different services now that I can split my payments!”
Marie
“I used this on Monday and it was great. Low down payment and low monthly. You all should try it.”
Gabriel
“Cherry was great, one of the better lending companies I’ve ever used. Making payments was a lot easier and I appreciate that Cherry was willing to work with me.”
Alyssa
“Cherry is amazing!!! Now we can get everything done!!”
Cassie
“I’ve been putting off these treatments for a long time. I scheduled them all today using Cherry!”
Frequently Asked Questions
How long is my approval valid for?
Approvals are valid for 120 days. Once that time period expires, you are welcome to reapply.
Can I increase my approval amount?
If you are eligible for an increase, you may request this through the Cherry Patient Portal. Increased approval amount and decision are subject to eligibility. If you do not see the button to "request an increase," it means you are ineligible for an increase at this time.
Can I pay this off early?
Yes, Cherry does not have any prepayment penalties. If you have interest and pay off early, you’ll even avoid some of that interest.
Does my 0% APR offer expire?
No, if you’re eligible for a 0% APR offer, it doesn’t expire for the current approval. For example: If you were approved for a 6 month term with 0% APR, this promotion is valid until the end of term as long as you stay current with your payments.
How much is my down payment and when is it due?
Once you input your purchase price, you’ll be provided with the options you have for down payment. It is due when the practice confirms they will need the funds in order to move forward with your services. Remember to bring your bank issued debit or credit card* when you are ready for checkout.
*Making payments via Pre-Paid Debit Card or Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional Debit Card.
*Making payments via Pre-Paid Debit Card or Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional Debit Card.
How are refunds handled?
To request a refund, please contact Garden Valley Family & Cosmetic Dentistry directly.
We defer to the refund policies put in place by Garden Valley Family & Cosmetic Dentistry and cannot initiate a refund without their approval.
Once Garden Valley Family & Cosmetic Dentistry authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.
If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.
We defer to the refund policies put in place by Garden Valley Family & Cosmetic Dentistry and cannot initiate a refund without their approval.
Once Garden Valley Family & Cosmetic Dentistry authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.
If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.
Does Cherry report to the credit bureaus?
Yes, Cherry may report the status of our borrowers’ accounts to Equifax, one of the major credit bureaus.
Can missing payments on my account with Cherry hurt my credit?
Cherry is required to report all payment history to the credit bureaus. This means we may also report late payments, missed payments, or other deliquencies on your account to the credit bureaus.
Manage My PlanManage your payment plans inside the Cherry Patient Portal.
More Questions?
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